Coverage applies for the embezzlement of invested assets perpetrated by investment advisors/asset managers. It does not cover any potential future gains or any fictitious amounts held in an account. Payments will be based on your actual funds embezzled. It also does not cover the lack of adequate returns on actual investments made.

Capital Shield Product Details:

  • The policy provides blanket coverage for affluent individuals’ invested assets when their investment advisor / asset manager embezzles their funds. The investment advisor / asset manager needs only to be registered and not have a history of fraudulent disclosures. The policy will also cover bank chartered trust employees with certain designations. It does not cover for any market fluctuations, potential future gains or any fictitious amounts listed on account statements.
  • Limit Offered: An individual can purchase an aggregate limit of up to $10,000,000
  • Deductible: Minimum deductible is $50,000 per occurrence

To become an appointed agency of Capital Shield embezzlement insurance, please contact Joe Gresia at for more details.